Who Looks at My Credit Report?

Essentially, anyone who has a permissible use can obtain and view a copy of your credit report. The Fair Credit Reporting Act has specific details on what constitutes "permissible" use.

Where it once was only credit grantors who were interested in your credit report today it is used for many additional purposes and is often viewed as a measure of your character. It is increasingly common for insurance companies to review your credit before extending auto or health insurance. In the same vein, many employers now check your credit before they consider you for a position. If you rent, you have probably already experienced a credit check to determine your worthiness as a renter...and the list goes on.