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Importance of Establishing Credit

It's difficult to imagine life today without credit, and it's more difficult to improve your quality of life without maintaining good credit. Establishing credit may sound impossible - you need a credit history before you can get credit, but you can't establish a credit history without having credit. This section is designed to provide assistance, via information and valuable resources, for anyone who does not have a well-established credit history and wishes to build one. Establishing credit is possible - with your responsible use, you can start building a good credit history in a relatively short period of time. Note: if you have previously established credit and are attempting to reestablish your poor credit please refer to the credit repair section of this site.